Portfolio Rebalancing Review

There are many different theories and philosophies on how and how often one should rebalance his or her portfolio. Some theories suggest rebalancing should occur frequently, as much as once a week or quarter, others annually, and some say once a decade is sufficient....

Calculating Your RMD

While its tax deferral is a powerful incentive to save, the Traditional Individual Retirement Account (IRA) was never meant to shield those savings from the IRS indefinitely. Consequently, account owners are required to start withdrawing a certain amount from their...

2012 Roth Conversions and What You Need to Know

This year holds many changes for tax implications on several different fronts. One change that we are discussing with our clients is the Roth Conversion and how this will affect financial and estate planning goals. Until this year, any individual whose adjusted gross...